In this millennium years, internet transactions are very popular among people in the whole world. This is because the Internet makes people’s life easier in many ways. People would not have to go to post offices to buy stamps to post letters because there are emails, they would not have to queue up to pay bills anymore because everything can be done online. Technologies become broader each day with new inventions and innovations as people are becoming more intelligent. Internet transactions mean involving money either spending or receiving. It can happen in many ways such as internet banking, online shopping and travel reservations.
First and foremost is internet banking. This is the most popular internet transactions and was originated first before other applications are derived. Internet banking involves money-ins and money-outs. It recorded the debits and credits transactions stored accordingly. Users can check their bank transactions using the internet banking. Internet banking allows user to monitor their money, keep updated with the transactions and even to have evidence of the flow of their money. Other than monitoring and managing the bank accounts, users are also able to pay bills through internet banking. For example by using maybank2u.com, users are able to pay monthly installments for their car, house and Astro subscription. They can also pay debts for credit cards. The process of paying bills will take up only five minutes with internet transactions or internet banking instead of having to travel to the offices to pay bills, have to find parking and pay for parking which costs more money and waste more time.
Secondly is buying or using services through internet. For example is MyEG. MyEG develop online government transactional services for the Malaysian community through its Electronic Government (E-Government) Initiatives. MYEG focuses on delivering improvements in the Government internal operations and in the delivery of services to the consumers. The services offers by MyEG are renewal of driving license and roadtax and insurance renewal. Users only have to login to MyEG website at www.myeg.com.my and fill in the related information and make payment via online banking. Another example is Pos Malaysia. Nowadays, Pos Malaysia offers many new services such as sending medicines to parents in the hometown and even doing postage from home to home where customer does not need to go to post office to send parcels to be sent to a certain address but instead, they come to u to pick-up the stuff. These services can be applied and paid through their website www.pos.com.my .
Online shopping has becoming popular these days. With the traffic jams, increasing price of petrol and have to pay many tolls to go to malls to shop, people nowadays tend to do and in fact, prefer online shopping as they can save a lot on travelling, parking and also their precious time that they can actually use to do other beneficial things. Online shopping only requires a computer with internet connection and websites to view products to buy. There are many things sold online, majorly on clothing and there are also cameras, laptop such as Dell that can be bought from their website www.dell.com.my and even groceries can be done online at www.doorstep.com.my .
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